Bali Retirement Visa (KITAS) in 2026: Requirements, Costs and How to Apply

The Bali retirement visa, formally the E33F retirement KITAS, gives foreigners aged 60 and over a renewable one-year stay permit. Applicants show roughly USD 3,000 per month in pension or passive income, a bank statement of around USD 2,000, proof of accommodation and health insurance, and usually apply through a licensed visa agent.

Indonesia runs three separate long-stay routes that people constantly conflate: the E33F retirement KITAS, the E33E Silver Hair visa and the E33 Second Home Visa. This guide covers the E33F in full, then shows exactly where the other two fit, because choosing the wrong code is the single most common mistake retirees make. If you want the head-to-head first, read our retirement KITAS vs Second Home Visa comparison.

What is the Bali retirement visa (E33F KITAS)?

The E33F is a limited stay permit, a KITAS, issued for one year at a time to retirees aged 60 and over, and it is renewable annually. It is applied for through Indonesia's official e-visa portal, evisa.imigrasi.go.id, almost always with a licensed visa agent managing the file. It does not permit any form of work in Indonesia.

KITAS stands for Kartu Izin Tinggal Terbatas, the limited stay permit card. Holding one changes your legal status from tourist to resident: you can open the door to an Indonesian bank account, a local driving licence and, for property, the Hak Pakai title route that is only available to KITAS and KITAP holders. There is no national "retirement visa" brand in Indonesia, so when agents and forums say Bali retirement visa, E33F is the code they mean.

Demand for it keeps rising because Bali itself keeps rising. According to BPS Bali, the province recorded 6.9 million foreign arrivals in 2025, up 9.7 per cent on the 6.33 million of 2024, and Australians were the largest single market at roughly 1.63 million visitors. A meaningful share of those repeat visitors eventually stop booking return flights.

Who qualifies for the retirement KITAS in 2026?

The official line is: age 60 or over, proof of around USD 3,000 per month in pension or passive income, a bank statement showing a balance of roughly USD 2,000, proof of accommodation in Indonesia and health insurance. In practice, some licensed agents process applications from age 55 and accept lower income evidence. Requirements as applied by agents can vary, so confirm current practice before planning around the softer numbers.

Two points trip people up. First, the income test is about recurring money, not savings. A state pension, a private pension, annuity payments, dividends or rental income from home all count towards the USD 3,000 per month figure. Second, proof of accommodation does not mean ownership. A 12-month rental agreement or a leasehold contract both satisfy it, which is why many retirees rent in Sanur or elsewhere for the first year before committing to a purchase.

Health insurance must cover you in Indonesia. Domestic Australian or European cover does not travel, so budget for an international or Indonesian policy and check the insurer will still write new policies at your age. If your income or age sits outside the E33F box entirely, the E33 Second Home Visa takes a deposit-based approach with no age limit at all.

What documents do you need to apply?

The core file is short: a valid passport, evidence of pension or passive income of about USD 3,000 per month, a bank statement showing roughly USD 2,000, proof of accommodation in Indonesia and a health insurance policy. Your agent will confirm the current checklist, because supporting-document formats change more often than the headline rules.

In practice that means recent pension statements or bank records showing regular income landing, a statement for the balance requirement, and your rental or lease agreement for the address. Documents not in English or Indonesian usually need translation. Expect your agent to ask for digital copies first, since the application itself runs through the evisa.imigrasi.go.id portal rather than an embassy counter.

How much does the retirement KITAS cost?

Your total cost has three parts: the government's visa and permit fees, your agent's service package, and your health insurance premium. Agent packages vary widely and change year to year, so get at least two itemised quotes rather than relying on a forum number from 2024. The financial thresholds themselves are proof requirements, not payments: nobody takes your USD 3,000 per month, you simply have to show it exists.

It is worth setting the income requirement against real living costs. Per bali.com's 2026 guide and similar cost-of-living surveys, a retired couple lives comfortably in Sanur on roughly USD 2,350 to 3,450 per month, with a premium lifestyle running USD 4,000 to 6,000. In other words, the income the visa asks you to prove is close to what a comfortable retirement here actually costs, which is a sensible sanity check on your own budget.

When you compare agents, ask what the quote includes: the e-visa fee, the KITAS issuance, biometrics support on arrival, address registration, and whether renewal handling is priced separately. The cheapest headline quote is often the least complete one.

How do you apply for the E33F, step by step?

The short version: engage a licensed visa agent, assemble the document file, apply online through evisa.imigrasi.go.id, receive the e-visa approval, enter Indonesia, then complete biometrics and local registration to have the KITAS issued. Most retirees never visit an immigration office more than briefly.

1. Choose an agent. The E33F is usually arranged through a licensed visa agent. Vet them properly, ask for their licence and references.
2. Prepare documents. Passport, income evidence, bank statement, accommodation proof, insurance.
3. Apply online. The application is lodged through the official portal, evisa.imigrasi.go.id.
4. Receive approval and travel. Enter Indonesia on the approved e-visa.
5. Complete formalities in Bali. Biometrics and civil registration follow arrival, then the KITAS is issued for one year.

We keep a fuller walkthrough with document tips in how to apply for the retirement KITAS, step by step.

How does the E33F compare with the E33E and the Second Home Visa?

The E33F suits over-60s with pension income and no desire to park large capital in Indonesia. The E33E Silver Hair visa gives over-60s five years at once in exchange for a USD 50,000 deposit in an Indonesian state-owned bank. The E33 Second Home Visa has no age limit and runs five or ten years, against an IDR 2 billion deposit, roughly USD 125,000, or qualifying property worth USD 1 million or more held under Hak Pakai.

If you are under 60, the E33F is simply not available to you, and the decision becomes the E33 or a different permit class entirely. Our decision guide works through the age, capital and duration trade-offs case by case.

Can you work or earn income on a retirement KITAS?

No. The E33F prohibits work in Indonesia, including casual consulting for local businesses. Pension and passive income are what the visa is built around, and they remain the only clean income sources while you hold it.

The practical question most retirees actually have is about property: can you own a home and rent it out when you are away? Owning is fine, and rental income is passive, but it must be taxed correctly. Per PwC's Indonesia tax summaries, non-residents pay a 20 per cent final withholding tax on gross Indonesian rent, while tax residents, meaning people in the country 183 days or more, pay a 10 per cent final tax on gross rent. A property manager who remits this for you is worth their fee. The workings sit in our guide to working, volunteering and renting out property on a retirement visa.

What happens after the first year? Renewals and the path to KITAP

The E33F renews annually, through the same agent-and-portal routine as the original application, and most retirees find renewals quicker than the first grant. After three to four years of consecutive renewals you become eligible to apply for KITAP, the permanent stay permit, which ends the yearly cycle. Details and timing sit in our guide to renewals and the path to KITAP.

Renewal is also the moment to re-check your paperwork: insurance still valid, income evidence current, address registration matching where you actually live. Address reporting matters in Indonesia, and a mismatch is the kind of small administrative error that turns a routine renewal into a slow one.

One more planning note. Spend 183 days or more per year in Indonesia and you generally become an Indonesian tax resident under Indonesian tax law. That is not a reason to avoid the visa, it is a reason to get one hour of proper cross-border tax advice before you commit to full-time residence.

Where do KITAS retirees actually settle in Bali?

Disproportionately in Sanur, on Bali's calmer east coast. The town is flat, with a car-free beachfront promenade of about 7 kilometres, and it now has serious healthcare on its doorstep: Bali International Hospital opened in Sanur on 25 June 2025, inaugurated by President Prabowo, inside the KEK Sanur health special economic zone, a 41.26 hectare project with around USD 620 million in projected investment under Government Regulation 41 of 2022.

That combination, walkability plus a major hospital eight minutes away, is precisely what a 65-year-old should be optimising for, and it is why we built Sanuuri Residences two minutes from the beach here. Freehold villas near Sanur beach list at roughly USD 300,000 to 800,000, with leasehold entries from about USD 175,000 per July 2026 listings, so there is a genuine range beneath the headline prices you see quoted for Bali's south.